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Modular homes are factory-built homes that are partially or entirely assembled in a factory and then brought onto the home site.
Stick-built homes are homes that have not been assembled in any way. These homes are constructed on-site around a stick frame and offer the option of complete customization. Many of our customers find our stick-build homes to be a quality, affordable alternative to modular homes in TN .
A construction loan is the method of financing used when someone contracts to have a house built, as opposed to purchasing a completed home. Construction is financed in two loans: a construction loan for the period of construction, followed by a permanent loan, which pays off the construction loan.
Unlike mortgages, construction loans aren’t meant to be long term. Typically, a schedule is set up to enable funds to be withdrawn as needed to finance the various stages of construction. And, during the time your home is being built, you usually make interest-only payments on the loan.
Set up an appointment with a sales consultant to help you choose your new home and discuss options you’d like included. You will receive a comprehensive list with pricing of all items that you want in your home and an estimate of the costs to prepare your lot.